Our clients rely on our knowledge, and diligence; challenging us to constantly deliver a first class product, ensuring we continue as a market leader.
Credit Administration
- Credit report review
- Plan analysis
- Unlimited disputes
- Monthly progress reports
- No hidden fees
- Cancel anytime
Legal Letters
Death Benefit
- $15,000 Coverage Free
- Guaranteed Issued
- No Health Questions Asked
- Covers One or Both Parents
- Unlimited Children
Credit & Planning Tips
- Learn How to Improve Your Credit Score
Raise your credit scores today! Find out what Equifax, Experian, and TransUnion say about you? - Do-it-Yourself Debt Reduction
Free debt advice and money makeover steps to lower your payments. - What Is a FICO Score?
Developed by Fair Isaac & Co., credit scoring is a method of determining the likelihood that credit users will pay their bills. - Top 3 Estate-Planning Tips
"In this world nothing can be said to be certain, except death and taxes." - Contact Us
Have some questions? We can help! Contact our customer service team any time. - Self-help Credit Repair
Credit reports, credit scores, and bureaus. Is self-help best for you? - Identity Theft
Identity theft hits record levels, protect your credit and your computer from identity theft. - The Fair Credit Reporting Act
This is the legal document you can use to hold creditors accountable who are ruining your chances for a better life.
Educate Yourself
Bad Things Sometimes Happen To Good People.
One or two mistakes in the past can set the tone for your financial future.
It really is incredible what a massive impact your credit history has on your life-- it can and will stop you in your tracks. Your credit report is the very foundation of your financial life. Every step you take counts and the trail you leave will determine how you are looked at by your creditors. Here are some steps you can take to help get off, or back on the right foot.
Your credit report will be used by lenders and Death Benefit companies to decide what kinds of rates you will pay and some employers use it to decide if you'll get a job. So you really have to check your credit report and make sure that it's accurate and up-to-date. Consumers who use cash only spend 25 to 30 percent less than those who use credit cards. The most important thing is try not to live beyond your means. It's as simple as that really. Just forget what other people are doing and just look at what you can afford. Positive information can stay on your credit report indefinitely.
What Really Happens When You File For Bankruptcy
Having a hard time paying your bills? Do they seem like they just keep adding up? A lot of people in this situation think that filing for bankruptcy is the easy way out.
Can I Really Repair My Credit Report?
The answer to this question is YES.
Many of our clients who came to us after being turned down for a mortgage or home equity loan by other companies have successfully used our credit administration service. Most now have the mortgage or home equity loan they wanted at better rates and terms than offered by the companies who first turned them down.
Negative Marks Generally Stay On Your Report For 7 Years And 10 Years For Bankruptcy.
Does a Credit Check or Credit Inquiry Hurt You?
The answer to this question is YES. At the very end of your credit report will be a list of inquiries. An inquiry notation is made each time someone requests a copy of your credit report from that credit bureau. Companies that receive a copy of your credit report will be listed under this inquiry section of your report.
How To Save Money When Buying A Car New Or Used
Don't know what to look for when buying a new car? The Federal Trade Commission (FTC) is an organization that prevents fraudulent and unfair business practices. Every year they revamp or print publications that range from directory scams to buying new cars. So here are some tips on how to keep your eyes peeled for those scams.